NMLS#: 1152850

Brea Topp has been an integral part of Kalamazoo Mortgage since 2015, starting on the operations team before stepping into her current role as a senior loan officer. With years of experience both behind the scenes and on the frontlines, Brea is deeply committed to guiding her clients through the mortgage process with exceptional communication and unwavering dedication.

What Brea loves most about her job is making that clear-to-close call. “I love hearing the excitement in their voices knowing they are now homeowners,” she says. For Brea, it’s not just about securing loans—it’s about making a real difference in people’s lives. She takes immense pride in helping families purchase their homes and cherishes the trust and friendships she’s built along the way.

Brea’s approach to helping clients is rooted in the belief that “whatever it takes” is essential to ensuring a smooth and stress-free homebuying experience. Her deep empathy for the stresses of purchasing a home drives her to go the extra mile, providing clarity and support throughout the process. She’s the lender who says yes when others say no, and she places the utmost importance on communication, always making sure her clients are informed and confident every step of the way.

A key part of Brea’s success is her commitment to the core value of “Lead with a servant’s heart.” She believes that to deliver a five-star experience, she must put her team first, always working together toward the common goal of getting clients to the closing table with as little stress as possible.

Outside of work, Brea enjoys spending time with her husband, Nick, and their five children—Madison, Aden, Nick, Mackenzie, and Noah—as well as their four dogs—Anderson, Maury, Oliver, and Lily. Saturdays are her favorite day, when she can enjoy quiet mornings with Nick and the dogs, a cup of coffee, and some peaceful time before the weekend’s activities begin. The family loves to camp and spend summers at their cottage on the lake, with yearly trips to Florida to visit family.\

Brea’s dedication to her clients earned her recognition as one of the top sales producers of 2024, and her passion for the mortgage industry continues to drive her success. With her background as a processor, she understands every detail of the loan process from start to finish, ensuring that her clients have a smooth and efficient experience.